Shari’a-Compliant Consumer Lending and Risk Classification
A conceptual white paper on how Murabaha, Ijara and Tawarruq structures affect PD, LGD, EAD and model governance in Shari'a-compliant consumer lending.
Read article →A conceptual white paper on how Murabaha, Ijara and Tawarruq structures affect PD, LGD, EAD and model governance in Shari'a-compliant consumer lending.
Read article →The cleanest aggregate capital result in six years was driven not by stronger bank portfolios but by the scenario’s interest rate assumptions. The 2026 severely adverse scenario set a floor for 10-year Treasury yields at 2.3% — nearly triple the 0.8% used in 2024.
The Gulf Cooperation Council (GCC) remains one of the fastest-growing fintech regions globally, but scaling across markets still presents notable hurdles.
COVID-19 pandemic has triggered an acceleration of digital adoption and a flight from cash, as it has in other regions.
A confidential conversation about where your framework stands and what would strengthen it.
Planning a training programme for your team? Ask about tailored workshops →