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Keel Pragma
FOR BOARDS, EXECUTIVES AND SENIOR LEADERS

Enterprise Risk.Governance.AI Controls. Applied.

Hands-on advisory across financial services, fintech and corporates, from risk appetite to AI controls. Built on 3 decades inside global financial institutions across continents.

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27 Years
Senior banking and risk leadership
Global Reach
Asia · Middle East · Europe · USA
Regulator-Tested
Frameworks implemented under SAMA, BDL and Bank of Spain
Board Level
Risk, Audit and Executive Committees
WHY KEEL PRAGMA

Built by an operator, not an observer.

Run, not just reviewed

27 years running business lines, owning P&L and answering to boards and regulators. Advice shaped by having to make it work.

Problems surfaced early

Frameworks built to raise issues while they can still be fixed, by someone who has been accountable when they were not.

Senior attention throughout

The principal does the work. No leverage model, and no junior teams learning on your engagement.

Proportionate cost

Senior expertise at a fraction of large-firm fees, scaled to your size and stage.

EXPERTISE

Three disciplines. One integrated practice.

Each stands on its own. Together they give boards and executives a single, coherent view of risk.

Line drawing of stacked floor plates joined by a central core, representing an organisation-wide risk framework

Enterprise Risk

An organisation-wide framework of clear policies, documented limits and structured monitoring that runs day to day.

  • ERM policy and architecture
  • COSO ERM framework
  • Risk monitoring and reporting
  • Enterprise maturity models and risk assessment rating systems
Explore Enterprise Risk →
Line drawing of a classical columned facade, representing governance structures

Governance

Board and committee structures that hold up under regulatory scrutiny.

  • Board risk, executive, and audit committee advisory
  • GRC systems and policy design
  • Three lines of defence
  • Regulatory implementation
Explore Governance →
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AI Controls

AI brought inside the enterprise risk framework, with clear ownership, defined risk appetite and board-level oversight.

  • AI policy and governance frameworks
  • AI use-case inventory and risk classification
  • AI within the risk appetite statement
  • Third-party and vendor AI risk
Explore AI Controls →

Training and capability building · Practical programmes in all three disciplines for risk, compliance, audit and operational teams.

View training →

Engagements · Defined advisory projects, or an interim CRO or Head of ERM for 6 to 12 months while you recruit.

Explore engagements →
STANDARDS AND FRAMEWORKS
COSO ERM compliantNIST AI RMF alignedBasel Committee principles aligned
INDUSTRIES

Sectors we serve.

Regulated and complex organisations where risk, governance and AI oversight carry real consequences.

Commercial banksDigital banksMicrofinance banksFintech and paymentsInsurance and NBFCsFamily-owned conglomeratesRegulators and public bodies
HOW WE WORK

From diagnosis to daily practice.

Four buildings in stages of construction: a surveyed foundation, a steel frame under a crane, a partly glazed tower and a finished, lit tower
01

Assess

Review the current risk framework, policies and controls against regulatory expectations and good practice, and identify the gaps that matter.

02

Design

Build frameworks, policies, risk appetite and AI controls that fit the organisation's size, regulator and appetite for change.

03

Implement

Roll them out hands-on, alongside management: committees, monitoring, reporting and documentation.

04

Embed

Train the teams who will run it, then test it, so the framework works day to day without outside help.

Discuss your risk and governance priorities.

A confidential conversation about where your framework stands and what would strengthen it.

Planning a training programme for your team? Ask about tailored workshops →

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