ENTERPRISE RISK8 October 2026
Shari’a-Compliant Consumer Lending and Risk Classification
A conceptual white paper on how Murabaha, Ijara and Tawarruq structures affect PD, LGD, EAD and model governance in Shari'a-compliant consumer lending.
MARKETS AND ECONOMY19 September 2026
The CRE Stress Test Paradox
The cleanest aggregate capital result in six years was driven not by stronger bank portfolios but by the scenario’s interest rate assumptions. The 2026 severely adverse scenario set a floor for 10-year Treasury yields at 2.3% — nearly triple the 0.8% used in 2024.
MARKETS AND ECONOMY13 August 2025
Fintech in the GCC: 2025 Growth Outlook & Key Challenges
The Gulf Cooperation Council (GCC) remains one of the fastest-growing fintech regions globally, but scaling across markets still presents notable hurdles.
MARKETS AND ECONOMY21 November 2021
Setting the Scene: Challenges for Payment Service Providers in the Middle East
COVID-19 pandemic has triggered an acceleration of digital adoption and a flight from cash, as it has in other regions.